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Trusted & accredited

30 years of GoldStar
30 Years
1996–2026
GCR credit rating
GCR Rating
AA(UG)
ISO certification
ISO 9001:2015
Certified
Insurance Regulatory Authority
IRA Licensed
since 1996
Ruparelia Group
Part of
Ruparelia Group
Why GoldStar

A name Uganda has trusted since 1996.

GoldStar Insurance Company Limited
30Years protecting Uganda
AA(UG)Financial strength rating, GCR Ratings
9,000+Policies issued
Top 5Non-life insurer in Uganda

Part of the Ruparelia Group, AA-rated by GCR and ISO-certified, GoldStar pairs the financial strength to pay claims with a deep, local understanding of the people and businesses we protect.

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GoldStar leadership
Find the right cover

Two trusted paths to protection

Choose cover designed for personal life or business needs.

Personal Insurance

Simple cover for your family, car, home, travels and everyday life.

MotorHomeTravel · TravelPalStudents CoverPersonal AccidentMotorcycle
Explore Personal Insurance 6 products

Business Insurance

Protect business assets, operations and liabilities, from SMEs to complex corporate risks.

SME PackProperty & FireEngineeringLiabilityMarine & TransitBonds & Guarantees
Explore Business Insurance 6 products
Claims, 24/7

Need to claim? You're
one click away.

  1. 01

    Report online

    Tell us what happened in minutes, no need to visit a branch.

  2. 02

    Upload documents

    Attach photos, police reports and supporting files digitally.

  3. 03

    Assessment

    Your claim is reviewed promptly by our team or an approved partner.

  4. 04

    Settlement

    Receive a fast, fair settlement and clear feedback throughout.

UGX 87.7bnClaims paid since January 2021
4,000+Clients insured
311%Capital adequacy ratio
1.71xCurrent ratio
Investor & financials

Our financials,
on the record

Audited financials and key publications, shared openly with our clients, partners and regulators.

Required by law in Uganda

Compulsory cover for imported cargo

Ugandan law requires imported cargo to be insured locally. GoldStar keeps you compliant and covered in transit.

Cargo ship being loaded at a Ugandan port

Marine Cargo Insurance

Insure imported goods moving by sea, air or road against loss or damage in transit, the cover required for cargo entering Uganda.

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Workers loading a delivery truck in Uganda

Goods in Transit

Protect business goods while they move within Uganda, covering theft, accidental damage and loss on the road.

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What our customers say

Head of supply chain at an International NGO

Exceptional service

The level of professionalism and customer experience provided is exceptional

Client relationship manager at a financial services company

Competitive quotations

Timely sharing of quotations that are competitive

Technical director and co-founder of an insurance agency

First preference

We always recommend GoldStar as our first preference

Marketing department of an insurance brokerage firm

On-time claim payments

Claim process is very technical which is good, and the payment is always on time.

General manager at a radio station

Attention to detail

Excellent service and attention to details

Salvage

Insurance salvage, sold transparently.

Vehicles, motorcycles, machinery, equipment and electronics recovered from claims. Every lot is inspected, documented and open for bidding. Browse the catalogue and submit your bid.

Family protected by GoldStar

Ready to protect
what matters?

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