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Protection for every business.

Dependable cover designed for businesses of every size across Uganda. Compare our products, request a quote online in minutes, or speak with a GoldStar advisor for tailored guidance.

Products

Explore our business cover

Compare our business products and proceed to a quote whenever you are ready.

Fire and Allied Perils

Protect business premises and property against fire, lightning, floods and other natural perils.

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All Risks Insurance

Protect business property against accidental physical loss or damage, except where excluded by the policy.

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Assets All Risks / Industrial All Risks

Comprehensive protection for business property, machinery, interruption losses and public liability exposures.

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Burglary/Theft

Protect business property against theft following forced entry, attempted break-ins or hold-ups at insured premises.

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Plate Glass

Protect insured business glass against accidental breakage, except where excluded by the policy.

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Contractors All Risks

Protect construction works against sudden accidental physical loss or damage, subject to policy exclusions.

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Public Liability

Protect your business against third-party claims for accidental injury, illness, death or property damage.

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Electronic Equipment

Protect business equipment and data media against sudden loss, damage, breakdown and restoration costs.

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Contractor Plant & Machinery

Protect owned or hired plant and machinery against sudden accidental damage during operation, maintenance or commissioning.

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Machinery Breakdown

Protect business machinery and equipment against sudden breakdown or damage requiring repair or replacement.

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Erection All Risks

Protect engineering projects against sudden physical loss or damage during erection, testing and commissioning.

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Business Interruption

Protect business income and operating continuity following insured property or machinery damage.

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Motor Comprehensive Insurance

Cover for accidental damage, theft and third-party liabilities involving your company vehicles or fleet.

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Motorcycle/Motor Tricycle Insurance

Comprehensive and third-party cover for company motorcycles, boda bodas and motor tricycles.

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COMESA (Yellow Card)

Regional third-party liability and emergency medical cover for company vehicles travelling across participating COMESA countries.

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Travel Insurance

Cover for medical emergencies, trip delays and lost luggage for staff and business travellers abroad. Buy online in minutes.

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Money in Transit

Protect business cash against theft, robbery and other insured losses while held or in transit.

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Goods in Transit

Protect commercial goods against accidental loss or damage in transit, including loading and unloading.

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Marine Insurance

Protect commercial cargo against physical loss or damage during insured transit by the declared means of transport.

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Professional Indemnity

Protect your business against claims arising from professional errors, negligence or mistakes in services provided.

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Directors & Officers Liability

Protect company directors, officers and the business against claims arising from wrongful acts in their official duties.

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Trade Credit Insurance

Protects cash flow when approved customers fail to pay invoices or become insolvent.

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Cybercrime Insurance

Covers cyberattacks, data breaches and related recovery or liability costs.

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Bankers Blanket Bond

Protects financial institutions against fraud, theft and employee dishonesty.

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Retention Bond

Releases withheld contract funds while securing completion of agreed obligations.

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Surety Bond

Guarantees that contractual or statutory obligations will be properly fulfilled.

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Bid Bond

Assures project owners that a selected bidder will enter and secure the contract.

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Performance Bond

Protects project owners if a contractor fails to complete the agreed work.

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Advance Payment Bond

Secures advance funds paid before scheduled work or delivery begins.

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Clinical Trials Insurance

Covers liability arising from participant injury during approved clinical research.

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Carriers Liability

Protects transport operators against liability for goods held in their custody.

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Employers Liability

Covers legal liability for employee injury, illness or occupational disease.

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Trustees Liability

Protects trustees against claims arising from decisions made in their fiduciary role.

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Boiler & Pressure Vessel

Covers sudden damage to boilers, pressure equipment and nearby business property.

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Marine Hull Insurance

Protects commercial vessels and machinery against accidental marine loss or damage.

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Stock Floater Insurance

Covers stock stored or moved between multiple declared business locations.

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Commercial Crime Insurance

Protects against fraud, theft, forgery and dishonest acts causing financial loss.

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Deterioration of Stock

Protect insured business stock following refrigeration or machinery breakdown.

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Yacht, Marine & Boat Insurance

Case-by-case cover for commercial vessels, boats and related marine equipment against insured loss or damage.

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Recommendation

Products that go hand-in-hand

Some business policies work best together — closing risk gaps a single cover leaves open.

Construction professionals reviewing architectural plans at sunset From UGX 1.2M / year

Contractor's All Risk (CAR)

Covers claims if a visitor is injured or their property damaged at your home.

Excavator moving soil on a construction site at sunset From UGX 600k / year

Contractors' Plant & Machinery

Owned or hired site equipment against damage, breakdown and theft.

Industrial workers conducting a safety inspection inside a factory From UGX 400k / year

Workers' Compensation (WIBA)

Statutory cover for injury or death of workers on site.

Guided choice

Not sure which cover
you need?

Answer a few short questions or speak with an advisor, and we'll recommend the cover best suited to your needs.

Why GoldStar

A trusted partner since 1996

A compact proof strip that reinforces confidence while you compare products.

30+ Years in Uganda
#5 Non-Life Insurer
GCR AA Credit Rating
ISO ISO Certified
IRA IRA Licensed
Ruparelia Group Ruparelia Group
QnA

Frequently asked questions

Helpful answers about business cover, quotes, claims, and policy requirements.

01Need to make a claim? Follow these simple steps

File a claim. Start online, call +256 (0) 200 250 110, or visit a GoldStar branch. We will confirm the required documents and keep you updated as your claim progresses.

02Can I get a quote online?

Yes. Choose a business product above to begin your online quote in just a few steps.

03What documents do I need before I buy?

Requirements vary by product. Our team will provide a clear checklist before purchase.

04Can I add employees to a business policy?

Yes. A GoldStar advisor can tailor employee protection to your team and business requirements.

05Can I combine several types of business cover?

Yes. We can combine suitable covers to reduce gaps and create protection around your specific operations.

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