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A family entering their home together

Protection for every part of life.

Dependable cover designed for individuals and families across Uganda. Compare our products, request a quote online in minutes, or speak with a GoldStar advisor for tailored guidance.

Products

Explore our personal cover

Compare our personal products and proceed to a quote whenever you are ready.

Travel Insurance

Medical emergencies, trip delays and lost luggage covered while you travel abroad. Buy online in minutes.

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Fire and Allied Perils

Protect your home and belongings against fire, lightning, floods and other natural perils.

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Motor Comprehensive Insurance

Cover for accidental damage, theft and third-party liabilities involving your personal vehicle.

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Motorcycle/Motor Tricycle Insurance

Comprehensive and third-party cover for your motorcycle, boda boda or motor tricycle.

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COMESA (Yellow Card)

Cross-border cover for third-party injury, property damage and emergency medical expenses while you drive across participating COMESA countries.

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Professional Indemnity

Protect yourself against claims arising from professional errors, negligence or mistakes in services you provide.

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All Risks Insurance

Cover your personal belongings against accidental physical loss or damage, except where excluded by the policy.

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Goods in Transit

Protect your belongings against accidental loss or damage while being transported, including loading and unloading.

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Marine Insurance

Protect your belongings against physical loss or damage during insured transit by the declared means of transport.

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Burglary/Theft

Protect your property against theft following forced entry, attempted break-ins or hold-ups.

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Domestic Package Insurance

Protect your home and belongings against fire, theft, natural perils and accidental water damage.

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Electronic Equipment

Protect your laptops, phones and other electronic equipment against sudden loss, damage or breakdown.

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Deterioration of Stock

Ask us about case-by-case cover for your stored goods following refrigeration or machinery breakdown.

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Yacht, Marine & Boat Insurance

Case-by-case cover for your yacht, boat and related marine equipment against insured loss or damage.

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Recommendation

Products that work together

Some personal policies work best together — closing risk gaps a single cover leaves open.

A homeowner welcoming a visitor at the front door From UGX 250k / year

Public Liability

Covers claims if a visitor is injured or their property damaged at your home.

A domestic employee cleaning a kitchen From UGX 120k / year

Domestic Servants WIBA

Injury cover for house staff such as maids, gardeners and drivers.

Personal valuables including a laptop, phone, camera, passport and watch From UGX 450k / year

Personal All Risks

Worldwide cover for phones, laptops, jewellery and valuables you carry.

Guided choice

Not sure which cover
you need?

Answer a few short questions or speak with an advisor, and we'll recommend the cover best suited to your needs.

Why GoldStar

A trusted partner since 1996

A compact proof strip that reinforces confidence while you compare products.

30+ Years in Uganda
#5 Non-Life Insurer
GCR AA Credit Rating
ISO ISO Certified
IRA IRA Licensed
Ruparelia Group Ruparelia Group
QnA

Frequently asked questions

Helpful answers about personal cover, quotes, claims, and policy requirements.

01 Need to make a claim? Follow these simple steps

File a claim. Start online, call +256 (0) 200 250 110, or visit a GoldStar branch. We will confirm the required documents and keep you updated as your claim progresses.

02 Can I get a quote online?

Yes. Choose a personal product above to begin your online quote in just a few steps.

03 What documents do I need before I buy?

Requirements vary by product. Our team will provide a clear checklist before purchase.

04 Can I combine several types of personal cover?

Yes. A GoldStar advisor can combine suitable covers to reduce gaps and protect the parts of life that matter to you.

Family protected by GoldStar

Ready to protect
what matters?

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