BusinessPlate Glass
Plate Glass
Insurance
Cover against loss or accidental breakage of insured glass, except the causes specifically excluded by the policy.
At a glance
The terms behind your cover.
Basis of cover
Loss or accidental breakage of glass listed in the policy schedule.
Business cover
Designed for insured glass at commercial premises.
Standard excess
10% of the claim, minimum UGX 100,000.
Quote validity
The quotation is valid for 30 days from the date of issue.
Add protection
around glass
damage.
These extensions may broaden the policy when agreed and shown in the final schedule. Limits, conditions, and exclusions still apply.
Additional insured
Add an approved party with an insurable interest to the policy.
Bodily injury
Extends protection for specified bodily injury arising from an insured event.
Fire, lightning and explosion
Extends the policy to glass damage from fire, lightning, and explosion.
Animals
Extends cover for accidental glass damage caused by animals.
Floods, fumes and pollution
Extends the policy to glass damage from floods, fumes, and pollution.
Guests’ effects
Cover for guests’ effects up to UGX 5,000,000.
Defective sanitary installations
Extends cover for specified incidents linked to defective sanitary installations.
Important exclusions What this policy does
What this policy does
not automatically cover.
Fire and explosion
Fire and explosion are not covered as standard.
War-like operations
War and similar operations are not covered.
Imperfect glass
Cracked or imperfect glass is not covered.
Servicing and cleaning
Repair, servicing, or cleaning damage is excluded.
Natural convulsions
Earthquake and similar natural events are excluded.
Fixtures and fittings
Removing or replacing fixtures and fittings to fit new glass.
Wilful negligence
Employee wilful negligence losses are excluded.
Surface damage
Surface damage without full fracture is excluded.
Claims process
How a claim works.
- 01
Make the area safe
Keep people clear of broken glass and prevent further loss.
- 02
Report the breakage
Tell us what broke, where, when and why. Send photos first.
- 03
Share documents and estimates
Send the policy schedule, records and repair estimates.
- 04
Assessment and settlement
We confirm the insured glass, the excess, and the settlement.
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Related protection Protection that can work
Protection that can work
alongside this policy.
Public Liability
Cover in case of bodily harm to third parties from broken glass.
Learn More
Fire & Special Perils
Cover any damage caused to the property as a result of a fire.
Learn More
Business Interruption
Recover lost profits and operating costs after insured damage.
Learn More
