Business & PersonalGoods in
Goods in
Transit
Covers all risks of physical loss or damage to the whole or part of the property declared in the course of transit including loading and unloading risks.
At a glance
The terms behind your cover.
Excess
10% of claim, minimum Ushs. 250,000.
Voyage
Mombasa to Kampala.
Mode of Transport
Road/Rail.
Notes
This quotation is valid for 30 days from the date hereof.
What the policy covers
Covered risks, explained simply.
All risks cover
Loss or damage to property from any cause not excluded.
Loading & unloading
Covers loading onto and unloading from the conveyance.
Road transit
Cover for goods carried by road vehicle during transit.
Rail transit
Cover for goods carried by passenger or goods train.
Temporary storage
Cover while goods are temporarily housed during transit.
Territorial limits
Cover applies within the agreed policy territorial limits.
Additional protection included in the policy.
Riot, strike, and civil commotion, malicious Damage
Included as an extension.
Flood, storm, tempest and earthquake
Included as an extension.
Loading and unloading risks
Trans shipment/Storage for 30 days at Premises, Kampala.
Rail and/or Road Risks Clause (All Risks)
Included as an extension.
Transit
Included as an extension.
Cancellation
After 30 days notice.
Claim preparation Costs
Ushs. 5,000,000.
Premium payment Warranty
Upfront Premium Payment.
Political Violence, Terrorism and Sabotage
Included as an extension.
Exclusions
What this policy does not cover.
Dishonest acts of your employees
Losses arising from the dishonest acts of your employees.
Explosives or dangerous goods
Loss or damage caused by explosives or goods of dangerous nature carried by the conveyance excluding chemicals, paints & thinners.
Wear & tear, moth, vermin, insects, rusts
Loss or damage due to wear & tear, moth, vermin, insects, rusts.
Self ignition or inherent vice
Loss due to self ignition or inherent vice of the cargo itself.
Partial or non delivery
Loss due to partial or non delivery.
Claims process
How a claim works.
- 01
Report the incident
Tell us what happened, where, and when — as early as you can.
- 02
Share the documents
Send your policy details, transport records and invoices.
- 03
Assessment confirms cover
An assessor reviews the loss and confirms your cover.
- 04
Settlement
Once approved, settlement follows the policy terms and excess.
Related protection
Protection that can work alongside this policy.
Motor Comprehensive
To cover for the vehicle which is transporting the goods.
Learn MoreMarine Insurance
Cover for goods against loss or damage while in transit.
Learn More
Business Interruption
Recover lost profits and operating costs after insured damage.
Learn More
