BusinessBurglary
Burglary
Insurance
To indemnify the insured in respect of loss of or damage to the property insured by theft following actual violent and forcible entry into or exit from the premises insured or any attempted threats or hold-ups.
At a glance
The terms behind your cover.
Basis of cover
Theft following forcible entry or exit, attempts, and hold-ups.
Standard excess
10% of the claim, minimum UGX 200,000.
Watchman warranty
A 24-hour watchman warranty applies.
Quote validity
The quotation is valid for 30 days from the date of issue.
Scope of cover
Theft following:
Forcible entry
Loss or damage from entry into insured premises.
Forcible exit
Loss or damage from exit from insured premises.
Attempted threats
Loss or damage arising from attempted threats.
Hold-ups
Loss or damage arising from hold-ups.
Extensions.
Breach of Warranty
Provides policy treatment for a breach of warranty, subject to the applicable policy terms.
Misdescription clause
Addresses a misdescription of the insured property or risk under the policy terms.
Skeletons key clause
Applies the policy terms to theft involving the use of skeleton keys.
Reinstatement of sum insured
Reinstatement of sum insured at additional premium.
Watchman Warranty
Watchman Warranty-24 hrs.
Replacement value.
Uses replacement value as the settlement basis, subject to the policy terms.
Theft during and after fire
Theft during and after occurrence of a fire.
Hold-up or threat of violence
Hold-up or threat of violence - upto policy limits.
Cancellation
Cancellation : After 30 days.
Exclusions The insurer will not pay
The insurer will not pay
in respect of loss or damage:
Larceny
Due to larceny except as a result of burglary or housebreaking.
Nuclear weapons and war
Loss caused directly or indirectly by nuclear weapons and war.
Employee dishonesty
Not indemnified here. Should be covered by Fidelity Guarantee.
Political risks
Political risks such as confiscation or requisition.
Computer and software risks
Computer/Software millennium exclusion.
Claims process
How a claim works.
- 01
Report the incident
Tell us what happened, where, and when — as early as you can.
- 02
Share the documents
Send your policy details, photos, estimates and records.
- 03
Assessment confirms cover
An assessor reviews the forced entry and confirms cover.
- 04
Repair or settlement
Repair, replacement or settlement follows approval.
Download PDF
Related protection Protection that can work
Protection that can work
alongside this policy.
Fire & Special Perils
Cover any damage caused to the property as a result of a fire.
Learn More
Motor Insurance
Cover against accidental loss, theft, and damage to your vehicle.
Learn More
Marine Insurance
Cover for goods against loss or damage while in transit.
Learn MoreDomestic Package
Cover for your home and its contents against unexpected loss or damage.
Learn More
