Excess
10% of each and every claim, minimum UGX 500,000.
BusinessProfessional
Professional
Indemnity Insurance
Protect your professional practice against legal liability arising from alleged errors, negligence or mistakes by the insured, or those acting on the insured’s behalf, in services rendered — or which should have been rendered — to a client or from the insured’s firm.
Key policy terms
The terms that shape your cover.
Claims preparation costs
UGX 5,000,000.
Cancellation notice
30 days.
Quotation validity
Valid for 30 days from date of issue.
Additional protection.
These extensions are retained from the source document. Final availability and wording remain subject to the issued policy.
Legal Costs with Insurer’s Consent
Loss of Documents, Data & Information
Claims Preparation Costs
Professional fees to prepare and negotiate a claim, up to UGX 5M.
Waiver of Subrogation against Employees
Queen’s Counsel Clause
Retroactive Date
TBCLibel, Slander or Defamation
Extended Claim Reporting Clause
Subject to the Limitation Laws of Uganda.
Claim Series Clause
Defence Costs
Amendment of Dishonesty Exclusion
Cancellation Notice
30 daysImportant exclusionsWhat this policy does
What this policy does
not automatically cover.
The policy does not cover the risks listed below. The final policy wording and schedule should also be reviewed for all applicable terms and exclusions.
Claims outside Uganda
Any claim made against the insured outside Uganda.
Libel or slander
Claims in respect of libel or slander, verbal or written.
Criminal acts
Any criminal act committed in violation of any law or ordinance.
War and terrorism
War and related risks and terrorism are not covered.
Under the influence
Services rendered while under the influence of intoxicants or narcotics.
Unregistered providers
Services by an unregistered official, or a person not employed by the insured.
Millennium-related risks
Millennium-related risks are excluded.
Contractual liability
Liability assumed by agreement that would not otherwise attach.
Fines and penalties
Fines, penalties, punitive or exemplary damages.
Claims process
How a claim works.
- 01
Report the claim
Tell us as soon as an error, negligence or mistake is alleged in a service rendered — or which should have been rendered — to a client.
- 02
Share the documents
Send the policy schedule, correspondence with the client, and the records behind the work in question.
- 03
Assessment and legal defence
GoldStar reviews the claim and confirms cover. Legal costs are met with the insurer’s consent, and defence costs are listed among the policy extensions.
- 04
Resolution
Once liability and cover are confirmed, the claim is settled according to the policy terms and the agreed outcome.
Public Liability
Covers legal liability for third-party injury or property damage.
Learn More
Business Interruption
Recover lost profits and operating costs after insured damage.
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Motor Insurance
Cover against accidental loss, theft, and damage to your vehicle.
Learn More
